Guarantors are required to have been employed for at least 4 (four) years and have an annual income of $35,000, plus be a resident in Canada. If a guarantor is retired or self-employed, a copy of their most recent notice of assessment from CRA is required.

When you sign a guarantor agreement with Towers Realty Group, you are promising to pay any and all amounts owing by the person you are a guarantor for, including outstanding rent, administrative charges, and damages. The Guarantor Agreement will continue with each subsequent lease renewal until cancelled.

Towers Realty Group works on behalf of building owners to ensure that residents meet the minimum requirements for tenancy. Obviously, the ability to pay rent is an important requirement.

If there is question about a potential resident’s ability to pay rent, we will require a guarantor. The most common reasons for needing a guarantor are:

• no rental history
• student
• credit issues flagged in credit check
• does not meet minimum income requirements (rent exceeds 35% of gross monthly income)

We do accept first time renters, but if you have no rental history, you may need a guarantor.

Guarantor Agreement

We can verify income in a number of ways, including:

• Confirmation of employment on company letterhead stating gross income and length of employment
• A Notice of Assessment from Canada Revenue Agency
• Copies of bank statements
• Paystubs

Students are welcome to apply for any of our apartments for rent, as long as they meet the minimum requirements.

In addition, if you are a student, you will need to:

• provide proof of enrollment (which must include your name and name of your school)
• provide verification of income
• include a guarantor application along with verification of income for your guarantor

International students will also be required to provide photocopies of their valid passport and visa.

Towers Realty Group requires our applicants meet minimum requirements for approval. We are hired to manage properties on behalf of property owners, and have a responsibility to ensure that we do our due diligence in approving applicants. Our minimum standards are set to ensure that all applicants we approve will be tenants in good standing once taking up residence in their new home.

The approval process consists of:

• An Equifax credit check;
• A review of the applicants rental history on file with the Residential Tenancies Branch and the Manitoba Court of Queen’s Bench;
• A reference check with previous landlords;
• Verification of an applicants income.

Towers Realty Group recommends that an applicant not allocate more than 35% of their total gross income to rent at any of our properties. Exceptions can be made on a case-by-case basis, and all additional forms of income may be taken into account when determining your household percentage of income to rent ratio.

1. Find an available apartment in Winnipeg, Brandon, or Selkirk, and contact the caretaker or leasing agent for the building.
2. View the apartment for rent. Viewing the apartment before you rent it ensures that when you do apply, it’s for the right suite and there are no surprises.
3. Apply online (select building from online search)  or fill out an application form and bring it to our head office. When applying, you must provide:
   1. – separate application for each adult occupying the suite;
   2. – government issued photo I.D.;
   3. – reference and credit inquiry consent form must (for each adult applying)
   4. – proof of income or ability to pay the rent
4. A residential leasing administrator from our office will contact you within three business days to let you know the status of the application.
5. If your application is approved, you will be notified that the landlord wishes to enter into a tenancy agreement with you, at which time you will be required to pay a security deposit in the amount of ½ of one months’ rent. Your first months’ rent must also be paid in full prior to occupancy.
6. After that, get in touch with your caretaker to schedule a walk-through and move-in date, then get packing!

You can! We accept online payment using your debit card, credit card* or banking information through our resident portal. We also accept post-dated or monthly cheques, money orders, Interac, and cash payments at our office.

*Our resident portal accepts credit cards as a method of payment (Visa and Mastercard only), however credit card payments can not be made in our office and payments made by credit card in error cannot be refunded to your card and must be issue by cheque.

Call the 24-hour emergency phone line at 204-956-2739 in Winnipeg and Selkirk, and 204-724-0810 in Brandon and follow the prompts.

Towers Realty Group provides a 24-hour emergency phone line. In the case of an after-hours emergency, like no heat in the winter months, floods, fires, etc., call the emergency line. Please be sure to call only in the case of an emergency, as a service charge of $50 may apply to non-emergency calls.

In the event of a fire, please call 911 first, if necessary, and only call the emergency line when it is safe to do so.

Household Pets are only allowed in properties designated as pet friendly. Towers’ Resident Animal Pawlicy  provides standards to ensure the best possible environment for all residents and to ensure the responsible care for all household pets.

When moving into a pet friendly apartment with a pet, or when adding a pet to a pet friendly apartment after you’ve moved in, you must complete a resident animal application and read and abide by our resident animal pawlicy.